A Delaware court has dismissed a negligence claim filed by Sheila Tiller against the City of Wilmington and the Wilmington Police Department. The court ruled that Tiller did not provide the necessary notice of her injuries within the required timeframe, which is crucial for claims against government entities. This ruling affects Tiller's ability to seek damages for injuries she claims to have suffered in a car accident involving an unidentified driver.
The case, Tiller v. USAA General Indemnity Co., was decided on September 17, 2026, by Judge Sean P. Lugg in the Superior Court of Delaware. The ruling is significant as it underscores the importance of adhering to procedural requirements when filing claims against government bodies. Tiller's situation exemplifies the challenges individuals face when navigating legal claims against public entities.
Background
Sheila Tiller was involved in a car accident on November 30, 2024, when an unidentified driver ran a red light and collided with her vehicle at an intersection in Wilmington. Tiller alleged that the driver was in a stolen vehicle and fleeing from a police pursuit initiated by the Wilmington Police Department. Following the accident, Tiller claimed to have suffered physical injuries and mental anguish.
On November 7, 2025, Tiller filed a complaint against her insurance company, USAA General Indemnity Company, for a breach of her insurance policy. Later, on March 13, 2026, she amended her complaint to include a negligence claim against the City of Wilmington and the Wilmington Police Department. Tiller accused the city of improper hiring and inadequate training of its police officers regarding vehicle pursuits, as well as failing to provide proper supervision.
The City of Wilmington and the Wilmington Police Department responded by filing a Motion to Dismiss. Tiller opposed the motion regarding the City but agreed to dismiss the Wilmington Police Department from the case. USAA did not take a position on the motion. The court's decision ultimately focused on the City of Wilmington's claim that Tiller failed to provide notice of her injuries within the required one-year period.
The Ruling
The court ruled in favor of the City of Wilmington, granting the motion to dismiss Tiller's claims. Judge Lugg stated, "Because there is no genuine issue of material fact as to Tiller’s failure to provide the City with notice as required by 10 Del. C. § 8124, the City’s Motion to Dismiss is GRANTED." The court emphasized that Tiller did not provide the required written notice to the Mayor of Wilmington within one year of the accident, which is mandated by Delaware law.
According to the law, any claim against the City must be accompanied by a written notice detailing the time, place, cause, and character of the injuries sustained. Tiller argued that the City had actual notice of her injuries due to a police report filed after the accident. However, the court found that there was no evidence to support her claim that the City was aware of its potential liability in the incident.
Impact
This ruling is significant for individuals seeking to file claims against government entities in Delaware. It reinforces the necessity of complying with procedural requirements, particularly the notice provisions outlined in Delaware law. The decision may discourage other potential claimants from pursuing similar cases if they are unable to demonstrate compliance with notice requirements.
The outcome also highlights the challenges faced by individuals who suffer injuries due to the actions of unidentified drivers or in situations involving police pursuits. The court's ruling may limit the ability of individuals to seek damages from government entities if they fail to meet the strict notice requirements.
What's Next
Details were not available in the court filing regarding whether Tiller plans to appeal the decision. It remains to be seen if there will be any related cases pending that could arise from this incident or similar claims against the City of Wilmington.






